Terms & CONDITIONS

Welcome to SK FITNESS, operated by Salvador Jozirio trading as SK Fitness (“we”, “us”, “our”).

These Terms and Conditions (“Terms”) govern your use of our website, programmes, and services.

By signing up for coaching, purchasing a product, or accessing our materials, you agree to these Terms in full.

1. Coaching Services

SK FITNESS provides online coaching, nutrition guidance, workout plans, and community support designed to help clients achieve their fitness goals.

All coaching is educational and guidance-based — results depend on your consistency, effort, and adherence to the plan.

2. Eligibility

You must be at least 18 years old to enrol in our programmes.

By joining, you confirm that any information you provide (including health and medical data) is accurate and complete.

3. Payments and Pricing

All prices are listed in GBP (£) unless otherwise stated.

Payments are processed securely through Stripe or Klarna (where available in your country).

You may choose from the following options depending on the offer:

• Paid in Full: a one-time payment covering the full duration of your programme.

• Instalment Plan: a series of scheduled payments across an agreed period (for example, six monthly payments).

• Klarna: “Pay Later” or “Instalment” options, available only in supported countries.

By enrolling in an instalment or Klarna plan, you agree to complete all payments in full, regardless of participation, attendance, or perceived progress.

All payments must be made on time and in accordance with the agreed schedule.

Failure to make a payment may result in:

• Temporary suspension or removal of access to coaching services, apps, and community platforms until payments are up to date.

• Additional collection actions for outstanding balances if payments remain unpaid.

You are responsible for ensuring that your payment method remains valid for the duration of your chosen plan.

4. Refunds and Money-Back Guarantees

We want every client to succeed and be confident in their decision.

• 30-Day Money-Back Guarantee: If you participate fully, follow the plan as outlined, and are not satisfied within the first 30 days, you may request a full refund.

• Refunds after 30 days are not available unless required by law.

• Refunds for digital content or partial participation are at our sole discretion.

Requests must be sent to info@skfitness.uk within the guarantee period.

5. Programme Access

After purchase, you will receive access to:

• The SK FITNESS App (training and nutrition portal)

• The Circle community

• Any associated digital files, plans, or bonuses included in your offer

Access is for personal use only. Sharing login details or content with others is strictly prohibited.

6. Client Responsibilities

To achieve the best results, you agree to:

• Follow the plan and communicate honestly during check-ins.

• Notify us of any health concerns, injuries, or changes to your medical condition.

• Seek medical advice before starting any exercise or nutrition plan if unsure of your health status.

• Respect other members and coaches within the SK FITNESS community.

• Not share, resell, or redistribute any SK FITNESS materials without written consent.

7. Health Disclaimer

All fitness and nutrition guidance provided is for general educational purposes and should not replace medical advice from a qualified professional.

You participate voluntarily and at your own risk.

SK FITNESS and Salvador Jozirio accept no liability for injuries, illnesses, or losses arising from the use or misuse of our content or services.

8. Data Protection and Privacy

We respect your privacy and comply with UK GDPR and the Data Protection Act 2018.

Our full Privacy Policy (available at www.salvadorskfitness.com/privacy-policy) explains how your information is collected, stored, and protected.

9. Intellectual Property

All content, videos, documents, and materials created by SK FITNESS remain our property.

You are granted a non-transferable licence to use them for personal use only.

You may not copy, distribute, modify, or sell any content without prior written permission.

10. Limitation of Liability

While we aim to deliver exceptional results, outcomes will vary based on individual effort.

To the fullest extent permitted by law, SK FITNESS shall not be liable for:

• Any indirect, incidental, or consequential loss; or

• Results that differ from expectations.

Our total liability under these Terms shall not exceed the total amount paid by you for your current coaching period.

11. Termination

We may terminate your access if you breach these Terms or act in a way that disrupts other members or the coaching environment.

You may cancel future payments by written notice, but previous payments are non-refundable except as stated in Section 4.

12. Governing Law

These Terms are governed by and interpreted in accordance with the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact

For any questions about these Terms, please contact:

📧 info@skfitness.uk

Last updated: 23 October 2025